Find the Right Finance Product for You
Our fully qualified business managers can offer you tailor-made competitive finance packages from many of the leading finance houses.
Any request from an outside finance provider will incur a cost of £500 due to the fact that the transaction will take considerably longer to conclude than using a GC Motors finance partner and incur GC Motors additional costs.
GC Motors are SAF Approved
At GC Motors, we’ve always been committed to delivering unparalleled customer experiences, and now, we’re proud to announce SAF Approved status. This prestigious recognition reaffirms our dedication to professionalism and excellence in the motor finance industry.
What Does SAF Approved Mean?
The SAF (Specialist Automotive Finance) initiative was established by the Finance & Leasing Association (FLA) to raise standards and boost consumer confidence in motor finance. SAF ensures that dealerships maintain consistent, high-quality knowledge among their customer-facing staff.
At GC Motors, every team member involved in the motor finance process has successfully completed the rigorous SAF Expert test. This certification covers all aspects of motor finance, from understanding financial products to meeting compliance requirements, ensuring we offer you informed and trustworthy guidance at every step.
Why It Matters to You
Being SAF Approved isn’t just a badge of honour—it’s a commitment to you, our customer. It means you can trust that every interaction with our team is backed by expert knowledge, transparent advice, and a passion for helping you find the right financial solution for your needs. Whether you’re purchasing a luxury car or exploring your finance options, we are here to ensure your experience is smooth, confident, and stress-free.
A Commitment to Excellence
At GC Motors, SAF Approved status reflects our promise to continually invest in our people, processes, and customer relationships. It’s not just about
Guarantee & Insurance Products
GC Motors offer comprehensive guarantee & insurance products, giving you peace of mind while
owning your car.
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Finance Your Next Vehicle with GC Motors
Our range of available finance packages means that you can find exactly the right agreement to suit your requirements
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Hire Purchase
GC Motors Hire Purchase could help you buy your dream car while spreading the cost.
No minimum deposit, agree monthly payments then just drive it away - and after you've made all the payments including the interest the vehicle is all yours.
How it works:
- Borrow any amount from £3,000 - £250,000
- Set your payments to suit your budget
- Repayments from 24 to 60 months
- No minimum deposit required
PCP Purchase
With Personal Contract Purchase you can keep your monthly payments lower by deferring part of your finance to the end of your agreement.
The deferred payment at the end of the agreement also doubles as a guaranteed future value giving you added security and options at the end of the agreement.
How it works:
- No minimum deposit
- Terms from 24 to 48 months
- Borrow from £3,000 to £250,000
- Guaranteed Future Value (GFV)
General Terms & Conditions
GC Motors Limited is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows GC Motors Limited act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.
We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.
Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. You are not obliged to accept our offer, and we do not charge a fee for our services.
If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow.
Different lenders pay different commissions for such introductions and any such amounts paid to us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.
All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.
At GC Motors, we pride ourselves in delivering an outstanding customer experience to you and we welcome all feedback on how we can improve our service. We recognise, however, that despite our best efforts, from time to time a situation may arise whereby a customer is left dissatisfied with a product or service that we have provided. We therefore have a dedicated team that can be contacted via the below methods:
Phone: 01423 500017
Email: customercare@gcmotors.co.uk
Post: GC Motors, Ripon Road, Harrogate, North Yorkshire, HG1 2BX
If you remain dissatisfied after your case has been reviewed by our customer services team, you may wish to contact the Motor Ombudsman or the Financial Ombudsman Service. They an independent and fully-impartial dispute resolution body who can offer further advice on the Motor Industry Codes of Practice.
The Motor Ombudsman & the Financial Ombudsman Service will offer free impartial advice and when appropriate an Alternative Dispute Resolution (ADR) service that we are fully committed to in the event that you are not satisfied with the outcome of a dispute.
For further information you can visit their website at www.TheMotorOmbudsman.org or call their Consumer Advice Line: 0843 910 9000 or for the Financial Ombudsman Service visit www.financial-ombudsman.org.uk or call: 0800 023 4567.