Find the Right Finance Product for You
Our fully qualified business managers can offer you tailor-made competitive finance packages from many of the leading finance houses.
External Finance - If you use an external finance company to pay for your car, there will be an external finance admin fee of £500 to cover administration costs.
Guarantee & Insurance Products
GC Motors offer comprehensive guarantee & insurance products, giving you peace of mind while
owning your car.
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Finance Your Next Vehicle with GC Motors
Our range of available finance packages means that you can find exactly the right agreement to suit your requirements
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Hire Purchase
GC Motors Hire Purchase could help you buy your dream car while spreading the cost.
No minimum deposit, agree monthly payments then just drive it away - and after you've made all the payments including the interest the vehicle is all yours.
How it works:
- Borrow any amount from £3,000 - £250,000
- Set your payments to suit your budget
- Repayments from 24 to 60 months
- No minimum deposit required
PCP Purchase
With Personal Contract Purchase you can keep your monthly payments lower by deferring part of your finance to the end of your agreement.
The deferred payment at the end of the agreement also doubles as a guaranteed future value giving you added security and options at the end of the agreement.
How it works:
- No minimum deposit
- Terms from 24 to 48 months
- Borrow from £3,000 to £250,000
- Guaranteed Future Value (GFV)
General Terms & Conditions
GC Motors Limited are an appointed representative of Automotive Compliance Ltd for the sale of Finance and General Insurance, who are fully authorised by the Financial Conduct Authority.
Please note you will not own the vehicle outright until all payments are made. If you default on your finance payments, then the vehicle may be repossessed by the finance provider. You must be 18 years or older to apply for finance. Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances. If you require any further information please do not hesitate to contact us. The finance provider will have their own Terms and Conditions, please contact them direct for further information.
Sub-prime finance is not guaranteed and may cost more than finance provided by a prime lender. We will try to obtain finance for you but there is no guarantee. It may be from a sub-prime lender, and if so, the cost of finance may likely be at a higher rate than prime lenders offer.
We are required to disclose, in good time before a credit agreement is made, the existence of commissions payable within our business. We will also disclose to you the commission model that our business relies on so you may confirm it is not discretionary. When you request it, we will disclose the amount of commissions payable, too.
You can submit a request for a Commission Disclosure at any time, and we will aim to respond to your request within 14 days.
At GC Motors, we pride ourselves in delivering an outstanding customer experience to you and we welcome all feedback on how we can improve our service. We recognise, however, that despite our best efforts, from time to time a situation may arise whereby a customer is left dissatisfied with a product or service that we have provided. We therefore have a dedicated team that can be contacted via the below methods:
Phone: 01423 500017
Email: customercare@gcmotors.co.uk
Post: GC Motors, Ripon Road, Harrogate, North Yorkshire, HG1 2BX
If you remain dissatisfied after your case has been reviewed by our customer services team, you may wish to contact the Motor Ombudsman or the Financial Ombudsman Service. They an independent and fully-impartial dispute resolution body who can offer further advice on the Motor Industry Codes of Practice.
The Motor Ombudsman & the Financial Ombudsman Service will offer free impartial advice and when appropriate an Alternative Dispute Resolution (ADR) service that we are fully committed to in the event that you are not satisfied with the outcome of a dispute.
For further information you can visit their website at www.TheMotorOmbudsman.org or call their Consumer Advice Line: 0843 910 9000 or for the Financial Ombudsman Service visit www.financial-ombudsman.org.uk or call: 0800 023 4567.